The path here can be summarized in two words: self-control. Though I've had some help in the last few years, in the end, finances are not someone else's responsibility. Unless you're a child or an addict, you are your own best gatekeeper.
The mantras I have followed these past few years are very straightforward:
1. If the money isn't coming in, then spend only what you need to.
2. If the money is coming in, save what you can for emergencies.
3. Manage one and two to stay in the clear.
Discipline is key in this system, especially since you are paying off your credit cards every two weeks. Doing this is an easy way to manage money and actually puts you ahead of your credit card payments. The great thing here is that although you have two credit cards, you really only have to manage one: your "wants." Your "needs" should stay the same, so set aside those funds. Just make sure your total never goes beyond your income. Assuming you have a full-time job, this becomes a fairly simple exercise. Any extra money then goes into your savings, impulse buys and Jaeger bombs.
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